Option #1: Research Memo Assume you have been asked by your company to research

Option #1: Research Memo
Assume you have been asked by your company to research and propose an employer-sponsored health insurance plan for the company of 49 full-time employees. Ways to find the information include requesting a quote from different sites. One example is https://www.ehealthinsurance.com/small-business-health-insurance
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. At this site you would need to enter a name, number, email, zip code, and number of employees as “39”. There are other sites that will provide quotes to you online or over the phone. Even some health facilities offer group health insurance. Create a research memo to detail your findings and proposal for how to proceed. Be sure to include:
Whether you are suggesting an HMO, PPO, or other managed care program
Any limitations or requirements of the plan you chose
The reasons for the choice you made
Details that include premiums, deductibles, and copays
How your company will keep costs down for employees
Options for vulnerable populations in your company that do not utilize the employer-sponsored health plan.
Your submission should be 8-10-pages in length (not including title or reference pages) and must conform to APA guidelines in the CSU Global Writing Center
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. You must include a minimum of 10-12 credible, academic or professional references (at least 5 of which must be scholarly/peer-reviewed), including the text and/or course articles if used in your final project. You may wish to review the Template Paper
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for help formatting your submission according to the requirements. If you need assistance with your writing style or you need writing tips or tutorials, visit the CSU Global Writing Center
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. Review the grading rubric to see how you will be graded for this assignment.