Explain why cultural proficiency on its own cannot address the issues of health disparities or social determinants of health within a health care organization

Please write a 3- to 5-page paper (excluding the title page and reference page(s)) using APA 7th Edition Format and Style.
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The topic of your paper is ‘addressing health disparities’
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Please include the following points in your paper:
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Explain the term ‘cultural proficiency’ in your own words (remember to cite your references correctly using APA 7th Ed).
Identify and include other terms that are used interchangeably with ‘ cultural proficiency’
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Explain why cultural proficiency on its own cannot address the issues of health disparities or social determinants of health within a health care organization
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Examine the benefits of implementing programs to address cultural competency proficiency within a health care organization.
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Provide two (2) examples of the types of programs that can be used to address cultural competency.
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Determine the cost to the organization of not implementing these types of programs
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Please remember to include at least three (3) references in your paper.