Maha is a college senior who is majoring in Finance. She owns a high-mileage 1998 Ford that has a current market value of $2500. The current replacement value of her clothes, television set, stereo set, cell phone, and other personal property in a rented apartment totals $10000. She wears disposable contact lenses, which cost $200 for a six-month supply. She also has a waterbed in her rented apartment that has leaked in the past. An passionate runner, Maha runs five miles daily in a nearby public park that has the reputation of being extremely dangerous because of theft, numerous attacks and thefts. Maha’s parents both work to help her pay her tuition

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