FIN344: Credit Risk Management Sakae Holdings 4. Industry Overview and Competitive Positioning: This section should include an overview of the industry dynamics, such as a competitive analysis of the industry. Using Michael Porter’s Five Forces framework, examine the health and competitive intensity of the industry the company is operating in. 5. Economic Analysis: Analyse any non-financial risks arising from a local or global economy that will have a material impact on the repayment ability of the company.