Submit your reflection on how you feel the activities helped you achieve the weekly learning goals (below). Explain how the time value of money works and discuss why it is such an important concept in finance. (CLO4) Calculate the present value and future value of lump sums. (CLO4) Identify the different types of annuities, calculate the present value and future value of both an ordinary annuity and an annuity due, and calculate the relevant annuity payment. (CLO4) Calculate the present value and future value of an uneven cash flow stream. (CLO4) Explain the difference between nominal, periodic,

Submit your reflection on how you feel the activities helped you achieve the weekly learning goals (below).
Explain how the time value of money works and discuss why it is such an important concept in finance.
(CLO4)
Calculate the present value and future value of lump sums.
(CLO4)
Identify the different types of annuities, calculate the present value and future value of both an ordinary annuity and an annuity due, and calculate the relevant annuity payment. (CLO4)
Calculate the present value and future value of an uneven cash flow stream.
(CLO4)
Explain the difference between nominal, periodic, and effective interest rates.
(CLO4)
Discuss the basics of loan amortization and calculate the monthly payment and inte(CLO4) rest amount on an auto loan or a home mortgage loan.

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